The following is our current list of references:
Christeen Mazza            
VP/Senior Com. Loan Officer            
Umpqua Bank            
2998 Douglas Boulevard, #100                  
Roseville, CA 95661            
(916) 677-1156            

Greg Bach, MAI            
Vice President            
Bank of the West            
1651 Response Road            
Sacramento, CA 95815            
(916) 561-6622

Paul Stiplosek            
Vice President            
River City Bank            
2485 Natomas Street #100            
Sacramento, CA 95833            
(916) 567-2624    

Jon Blackstad
EVP/COO
Stockmans Bank
9340 E. Stockton Boulevard
Elk Grove, CA 95624
(916) 685-6546

      
Steven W. Castellanos, MAI            
Chief Appraiser            
Bank of Stockton            
P.O. Box 1110            
Stockton, CA 95201            
(209) 929-1441            
           
Jennifer Smith            
California Bank & Trust            
2399 Gateway Oaks Drive, Suite 110         Sacramento, CA 95833            
(916) 561-1239          

Jonathan Schrader, MAI            
Chief Appraiser            
Farmers & Merchants Bank            
121 W. Pine Street            
Lodi, CA 95240            
(209) 367-2470  

Daniel Henning
Senior V.P.
Western Sierra Bank
2779 East Bidwell Street
Suite 400
Folsom, CA 95630
(916) 983-8345